/* SummitBorrow - "Last Pitch". Deep wine at dusk, alpenglow amber, warm light canvas. */
:root{
  --bg:#F7F4F4;--card:#FFFFFF;--ink:#1D1014;--text:#3A272C;--muted:#5F5749;
  --accent:#5E3340;--accent-deep:#43232D;--accent-tint:#EDE7DC;--line:#E6E1D6;
  --lit:#C98A3C;--lit-soft:#E0A861;--lit-pale:#F0C68C;--tint2:#D4C9B6;
  --foot-bg:#1D1014;--foot-text:#DCD6CC;--dim:#C6BDB2;
  --fd:"Readex Pro",system-ui,sans-serif;--fb:"Sintony",system-ui,sans-serif;
  --r:6px;--wrap:1140px;--card-max:840px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--fb);font-weight:400;font-size:17px;line-height:1.62;overflow-x:hidden}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--accent-deep)}
h1,h2,h3{font-family:var(--fd);font-weight:600;color:var(--ink);line-height:1.14;margin:0}
p,ul{margin:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;z-index:60;background:var(--ink);color:#F7F4F4;padding:9px 14px;border-radius:var(--r);font-family:var(--fd);font-weight:500;font-size:14px;text-decoration:none}
.skip:focus{left:8px;top:8px}
.eyebrow{font-family:var(--fd);font-weight:600;font-size:11.5px;letter-spacing:.2em;text-transform:uppercase;color:var(--accent-deep)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-family:var(--fd);font-weight:600;font-size:16px;padding:15px 28px;border-radius:var(--r);border:1px solid transparent;text-decoration:none;cursor:pointer;transition:background .15s,border-color .15s,color .15s}
.btn-primary{background:var(--accent);color:#FFFFFF;border-color:var(--accent)}
.btn-primary:hover{background:var(--accent-deep);border-color:var(--accent-deep)}
.btn-lit{background:var(--lit);color:var(--ink);border-color:var(--lit)}
.btn-lit:hover{background:var(--lit-soft);border-color:var(--lit-soft)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--ink)}
.btn-ghost:hover{background:var(--accent-tint)}

/* masthead - reversed out on the wine veil, dark ink on subpages */
.mast{position:absolute;top:0;left:0;right:0;z-index:6;color:#FFFFFF}
.mast-in{display:flex;align-items:center;gap:22px;height:72px;position:relative}
.brand{display:inline-flex;align-items:center;gap:11px;text-decoration:none;color:inherit}
.brand .mark{width:28px;height:28px;flex:0 0 28px}
.wm{font-family:var(--fd);font-weight:500;font-size:21px;letter-spacing:-.015em;color:currentColor}
.wm b{font-weight:700;color:currentColor}
.nav{display:flex;align-items:center;gap:28px;margin-left:auto}
.nav a{font-family:var(--fd);font-weight:500;font-size:15px;color:inherit;text-decoration:none;padding:5px 0;border-bottom:1px solid transparent}
.nav a:hover{border-bottom-color:var(--lit)}
.mast-right{display:flex;align-items:center;gap:14px}
.nb{display:none;width:42px;height:42px;padding:0;cursor:pointer;border:1px solid rgba(255,255,255,.42);background:rgba(255,255,255,.1);border-radius:var(--r);flex-direction:column;align-items:center;justify-content:center;gap:5px;color:inherit}
.nb span{display:block;width:17px;height:2px;border-radius:2px;background:currentColor}
.sub .mast{position:static;background:var(--bg);border-bottom:1px solid var(--line);color:var(--ink)}
.sub .wm b{color:var(--accent)}
.sub .nb{border-color:var(--line);background:var(--card)}
@media(max-width:860px){
  .mast-right{margin-left:auto}
  .nav{display:none;position:absolute;top:100%;left:0;right:0;margin:0;padding:6px 0;flex-direction:column;align-items:stretch;gap:0;background:var(--card);color:var(--ink);border:1px solid var(--line);border-radius:var(--r);box-shadow:0 20px 46px rgba(29,16,20,.3)}
  .nav.open{display:flex}
  .nav a{padding:12px 18px;border:0;border-top:1px solid var(--line)}
  .nav a:first-child{border-top:0}
  .nb{display:inline-flex}
}

/* hero - the summit under a wine veil, form card first */
.hero{position:relative;overflow:hidden;background:var(--accent-deep);padding:158px 0 80px}
.hero-bg{position:absolute;inset:0;margin:0}
.hero-bg img{width:100%;height:100%;object-fit:cover;object-position:50% 34%}
.hero-veil{position:absolute;inset:0;background:linear-gradient(177deg,rgba(29,16,20,.72) 0%,rgba(94,51,64,.74) 27%,rgba(67,35,45,.88) 63%,rgba(29,16,20,.95) 100%)}
.hero-in{position:relative;z-index:1;text-align:center}
.hero-eyebrow{display:inline-flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:8px 12px;margin:0 0 22px;font-family:var(--fd);font-weight:500;font-size:11.5px;letter-spacing:.2em;text-transform:uppercase;color:#FFFFFF}
.hero-eyebrow i{display:inline-block;flex:0 0 6px;width:6px;height:6px;background:var(--lit);transform:rotate(45deg)}
.form-card{position:relative;background:var(--card);border-radius:var(--r);box-shadow:0 34px 82px rgba(14,7,9,.46),0 6px 18px rgba(14,7,9,.26);padding:26px 26px 18px;text-align:left}
.form-card{width:100%;max-width:var(--card-max);margin:0 auto}
.form-card::before{content:"";position:absolute;left:0;right:0;top:0;height:2px;background:var(--lit);border-radius:var(--r) var(--r) 0 0}
.form-card__head h2{font-size:25px;letter-spacing:-.012em;font-weight:700}
.form-card__head p{margin-top:6px;color:var(--muted);font-size:14.5px;line-height:1.5}
.form-host{margin-top:16px}
.form-card__trust{margin-top:15px;padding-top:13px;border-top:1px solid var(--line);text-align:center;font-size:12.5px;line-height:1.55;color:var(--muted)}
:root{--card-max:840px;--cta-text:#FFFFFF}#storefrontloans_apply_form{min-height:0!important}#storefrontloans_apply_form>h4{position:static!important;top:auto!important;padding:34px 0 0!important;margin:0!important;text-align:center}#storefrontloans_apply_form>img{position:static!important;top:auto!important;display:block;margin:12px auto 40px!important}#storefrontloans_apply_form .bg_holder{padding-bottom:24px!important}#storefrontloans_apply_form .button_back_area{margin-top:0!important;height:auto!important;min-height:0!important}.form-host{min-height:172px!important;text-align:left}
.ticks{list-style:none;display:flex;flex-wrap:wrap;justify-content:center;gap:10px 30px;max-width:820px;margin:26px auto 0;padding:0}
.ticks li{display:inline-flex;align-items:center;gap:9px;font-family:var(--fd);font-weight:500;font-size:14.5px;color:#FFFFFF}
.ticks svg{width:17px;height:17px;flex:0 0 17px}
.hero-h1{margin:40px auto 0;max-width:880px;color:#FFFFFF;font-weight:700;font-size:clamp(30px,4.5vw,50px);letter-spacing:-.022em}
.hero-sub{margin:15px auto 0;max-width:650px;color:#EFE6E3;font-size:17px}
@media(max-width:600px){
  .hero{padding:118px 0 56px}
  .form-card{margin-left:calc(50% - 50vw + 4px);margin-right:calc(50% - 50vw + 4px);width:auto;max-width:none;padding:20px 16px 16px}
  .form-card__head h2{font-size:22px}
  .hero-eyebrow{font-size:10.5px;letter-spacing:.14em;gap:7px 9px}
  .ticks{display:grid;grid-template-columns:1fr 1fr;gap:10px 14px;justify-items:start;margin-top:22px}
  .ticks li{font-size:13px}
  .hero-h1{margin-top:30px}
  .hero-sub{font-size:16px}
}

/* recognition - switchback rows stepping up a tinted band */
.recog{background:var(--accent-tint);border-bottom:1px solid var(--tint2);padding:78px 0 82px}
.recog h2{margin-top:11px;font-size:clamp(26px,3.3vw,38px);letter-spacing:-.018em;font-weight:700;max-width:680px}
.rec-list{list-style:none;max-width:840px;margin:28px 0 0;padding:0}
.rec-list li{position:relative;border-top:1px solid var(--tint2);padding:16px 0 16px 28px;font-family:var(--fd);font-weight:500;font-size:clamp(19px,2.4vw,26px);line-height:1.3;color:var(--accent-deep)}
.rec-list li::before{content:"";position:absolute;left:0;top:50%;width:14px;height:2px;background:var(--lit)}
.rec-list li:nth-child(2){margin-left:32px}
.rec-list li:nth-child(3){margin-left:64px}
.rec-list li:nth-child(4){margin-left:96px}
.rec-list li:nth-child(5){margin-left:128px;color:var(--ink);font-weight:700}
.rec-close{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:18px 36px;margin-top:34px}
.rec-close p{max-width:620px;font-size:16.5px;color:var(--text)}
@media(max-width:760px){
  .recog{padding:60px 0 64px}
  .rec-list li{font-size:18.5px;padding:13px 0 13px 22px}
  .rec-list li:nth-child(2){margin-left:10px}
  .rec-list li:nth-child(3){margin-left:20px}
  .rec-list li:nth-child(4){margin-left:30px}
  .rec-list li:nth-child(5){margin-left:40px}
  .rec-close .btn{width:100%}
}

/* how it works - three stages, each band narrower than the last */
.how{padding:88px 0 82px}
.sec-head{max-width:720px}
.sec-head h2{margin-top:11px;font-size:clamp(27px,3.5vw,40px);letter-spacing:-.018em;font-weight:700}
.sec-head .lede{margin-top:12px;color:var(--muted);font-size:17px}
.pitches{margin-top:36px}
.pitch{display:grid;grid-template-columns:168px 1fr;gap:10px 28px;align-items:start;background:var(--card);border-left:3px solid var(--lit);border-radius:0 var(--r) var(--r) 0;box-shadow:0 12px 32px rgba(29,16,20,.07);padding:26px 30px}
.pitch+.pitch{margin-top:18px}
.p1{max-width:100%}
.p2{max-width:89%}
.p3{max-width:78%}
.pitch .stage{font-family:var(--fd);font-weight:600;font-size:11.5px;letter-spacing:.2em;text-transform:uppercase;color:var(--accent);padding-top:5px}
.pitch h3{font-size:21px;letter-spacing:-.01em}
.pitch p{margin-top:8px;font-size:16.5px;color:var(--text);max-width:600px}
.pitch .out{display:inline-flex;align-items:center;gap:9px;margin-top:13px;font-family:var(--fd);font-weight:500;font-size:13px;letter-spacing:.07em;text-transform:uppercase;color:var(--accent-deep)}
.pitch .out::before{content:"";width:0;height:0;border-left:5px solid transparent;border-right:5px solid transparent;border-bottom:9px solid var(--lit);flex:0 0 10px}
@media(max-width:860px){
  .how{padding:62px 0 58px}
  .pitch{grid-template-columns:1fr;gap:6px;padding:22px 20px}
  .pitch .stage{padding-top:0}
  .p2,.p3{max-width:100%}
}

/* statement band on the summit photograph */
.state{position:relative;overflow:hidden;background:var(--ink)}
.state-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:50% 42%}
.state-veil{position:absolute;inset:0;background:linear-gradient(97deg,rgba(29,16,20,.95) 0%,rgba(29,16,20,.93) 52%,rgba(67,35,45,.70) 78%,rgba(94,51,64,.38) 100%)}
.state-in{position:relative;z-index:1;max-width:600px;padding:104px 0}
.state .eyebrow{color:var(--lit-pale)}
.state h2{margin-top:12px;color:#FFFFFF;font-weight:700;font-size:clamp(28px,4vw,44px);letter-spacing:-.02em}
.state p{margin-top:16px;max-width:520px;color:#EFE1DC;font-size:17px}
.state-link{display:inline-flex;align-items:center;gap:9px;margin-top:26px;padding-bottom:3px;font-family:var(--fd);font-weight:600;font-size:15px;color:var(--lit-pale);text-decoration:none;border-bottom:1px solid rgba(240,198,140,.5)}
.state-link:hover{border-bottom-color:var(--lit-pale)}
@media(max-width:760px){
  .state-veil{background:linear-gradient(180deg,rgba(29,16,20,.9) 0%,rgba(43,23,30,.94) 100%)}
  .state-in{padding:64px 0;max-width:none}
}

/* why - the dusk face artwork beside a trio, on brand ink */
.why{background:var(--ink);color:var(--dim);padding:94px 0;overflow:hidden}
.why-grid{display:grid;grid-template-columns:1.04fr 1fr;gap:62px;align-items:center}
.why .eyebrow{color:var(--lit-pale)}
.why h2{margin-top:11px;color:#FFFFFF;font-weight:700;font-size:clamp(27px,3.5vw,40px);letter-spacing:-.018em}
.why-lead{margin-top:14px;color:#E6DDD7;font-size:16.5px}
.art{width:100%}
.trio{list-style:none;margin:28px 0 0;padding:0;border-top:1px solid rgba(220,214,204,.18)}
.trio li{display:grid;grid-template-columns:22px 1fr;gap:16px;padding:19px 0;border-bottom:1px solid rgba(220,214,204,.18)}
.trio b{display:block;width:0;height:0;margin-top:7px;border-left:11px solid transparent;border-right:11px solid transparent;border-bottom:17px solid var(--lit)}
.trio h3{color:#FFFFFF;font-size:18.5px;letter-spacing:-.005em}
.trio p{margin-top:6px;color:var(--dim);font-size:15.5px}
@media(max-width:920px){
  .why{padding:64px 0}
  .why-grid{grid-template-columns:1fr;gap:34px}
  .art{max-width:540px;margin:0 auto}
}

/* faq - a narrowing list, each answer set one step further in */
.faq{padding:90px 0 84px}
.faq-list{margin-top:34px;border-top:1px solid var(--line)}
.frow{padding:22px 0;border-bottom:1px solid var(--line)}
.frow h3{position:relative;padding-left:24px;font-size:19px;line-height:1.32;letter-spacing:-.005em}
.frow h3::before{content:"";position:absolute;left:0;top:6px;width:0;height:0;border-left:6px solid transparent;border-right:6px solid transparent;border-bottom:10px solid var(--lit)}
.frow p{margin-top:9px;font-size:16.5px;color:var(--text)}
.frow:nth-child(1) p{padding-left:24px}
.frow:nth-child(2){margin-right:34px}
.frow:nth-child(2) p{padding-left:42px}
.frow:nth-child(3){margin-right:68px}
.frow:nth-child(3) p{padding-left:60px}
.frow:nth-child(4){margin-right:102px}
.frow:nth-child(4) p{padding-left:78px}
.frow:nth-child(5){margin-right:136px}
.frow:nth-child(5) p{padding-left:96px}
.frow:nth-child(6){margin-right:170px}
.frow:nth-child(6) p{padding-left:114px}
@media(max-width:860px){
  .faq{padding:62px 0 58px}
  .frow{padding:18px 0}
  .frow:nth-child(2),.frow:nth-child(3),.frow:nth-child(4),.frow:nth-child(5),.frow:nth-child(6){margin-right:0}
  .frow:nth-child(1) p,.frow:nth-child(2) p{padding-left:24px}
  .frow:nth-child(3) p,.frow:nth-child(4) p{padding-left:32px}
  .frow:nth-child(5) p,.frow:nth-child(6) p{padding-left:40px}
}

/* closing band */
.close{background:var(--accent);padding:84px 0}
.close-in{display:grid;grid-template-columns:1fr auto;gap:26px 50px;align-items:center}
.close .eyebrow{color:var(--lit-pale)}
.close h2{margin-top:11px;color:#FFFFFF;font-weight:700;font-size:clamp(27px,3.5vw,40px);letter-spacing:-.02em}
.close p{margin-top:12px;max-width:620px;color:#F2E6E9}
@media(max-width:760px){.close{padding:62px 0}.close-in{grid-template-columns:1fr}.close .btn{width:100%}}

/* footer */
.foot{background:var(--foot-bg);color:var(--foot-text);padding:66px 0 42px;font-size:14px}
.foot-top{display:grid;grid-template-columns:1fr auto;gap:24px 44px;align-items:start;padding-bottom:28px;border-bottom:1px solid rgba(220,214,204,.16)}
.foot .brand{color:#FFFFFF}
.foot .wm b{color:var(--lit)}
.foot-line{margin-top:11px;max-width:480px;color:var(--dim);font-size:14.5px}
.foot a{color:var(--lit)}
.foot-mail{display:inline-block;padding-bottom:2px;font-family:var(--fd);font-weight:500;font-size:15px;text-decoration:none;border-bottom:1px solid rgba(201,138,60,.55)}
.foot-mail:hover{border-bottom-color:var(--lit)}
.foot-right{display:flex;flex-direction:column;align-items:flex-end;gap:14px}
.foot-nav{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:8px 22px}
.foot-nav a{font-family:var(--fd);font-weight:500;font-size:14.5px;color:var(--foot-text);text-decoration:none;border-bottom:1px solid transparent}
.foot-nav a:hover{color:var(--lit);border-bottom-color:var(--lit)}
.legal-links{display:flex;flex-wrap:wrap;gap:8px 0;margin:22px 0 0;padding:0;list-style:none}
.legal-links a{padding:4px 15px;border-left:1px solid rgba(220,214,204,.28);font-family:var(--fd);font-weight:500;font-size:14px;color:var(--foot-text);text-decoration:none}
.legal-links a:first-child{padding-left:0;border-left:0}
.legal-links a:hover{color:var(--lit)}
.disc{margin-top:22px;padding-top:22px;border-top:1px solid rgba(220,214,204,.16)}
.disc p{margin:0 0 10px;color:var(--dim);font-size:13px;line-height:1.62}
.disc b,.disc strong{color:#FFFFFF;font-weight:700}
.disc a{color:var(--lit)}
@media(max-width:760px){.foot-top{grid-template-columns:1fr}.foot-right{align-items:flex-start}.foot-nav{justify-content:flex-start}.legal-links a{padding:4px 11px}}

/* subpage prose */
.sub main{background:var(--bg)}
.prose{max-width:720px;padding:58px 20px 90px}
.prose h1{font-size:clamp(31px,4.3vw,43px);font-weight:700;letter-spacing:-.022em}
.prose p.updated{margin-top:11px;font-family:var(--fd);font-weight:500;font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--accent)}
.prose h2{margin-top:40px;padding-top:22px;border-top:1px solid var(--line);font-size:22px;letter-spacing:-.012em}
.prose p{margin-top:14px;line-height:1.72}
.prose ul{margin:14px 0 0;padding:0 0 0 22px}
.prose ul>li{margin-top:8px;padding-left:4px;line-height:1.68}
.prose ul>li::marker{color:var(--lit)}
.prose strong{color:var(--ink);font-weight:700}
.prose a{color:var(--accent-deep);text-decoration:underline;text-underline-offset:3px}
.prose a.btn{margin-top:22px;margin-right:10px;text-decoration:none}
.prose a.btn.btn-primary{color:#FFFFFF}
.prose a.btn.btn-ghost{color:var(--ink)}



.legal-links{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}.disc p{font-size:.8rem;line-height:1.55}.cmp-modal{display:none;position:fixed;inset:0;z-index:90;background:rgba(10,14,20,.6);padding:30px 14px;overflow:auto}.cmp-modal.is-open{display:block}body.cmp-modal-open{overflow:hidden}.cmp-modal-card{max-width:860px;margin:0 auto;background:var(--card);color:var(--ink);border-radius:var(--r);box-shadow:0 30px 80px -30px rgba(0,0,0,.6)}.cmp-modal-head{position:sticky;top:0;background:var(--card);display:flex;justify-content:flex-end;padding:10px 12px;border-bottom:1px solid var(--line);border-radius:var(--r) var(--r) 0 0}.cmp-modal-close{border:0;background:var(--accent-tint);width:36px;height:36px;border-radius:9px;font-size:1.25rem;cursor:pointer;color:var(--ink)}.cmp-modal-body{padding:6px 24px 30px}.cmp-modal-body .prose{max-width:none}.cmp-modal-loading{padding:40px;text-align:center;color:var(--muted)}.unsub-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;margin:22px 0}.unsub-card__title{margin:0 0 6px;font-family:var(--fd);font-size:1.35rem}.unsub-card__sub{margin:0 0 18px;color:var(--muted)}.unsub-field{margin:0 0 14px}.unsub-field label{display:block;font-weight:600;font-size:.92rem;margin:0 0 6px}.unsub-field .opt{font-weight:400;color:var(--muted);font-size:.8rem;margin-left:8px}.unsub-field .req{color:var(--accent-deep)}.unsub-field input,.unsub-field select{width:100%;box-sizing:border-box;min-height:48px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font:inherit;font-size:1rem}.unsub-field input:focus,.unsub-field select:focus{outline:2px solid var(--accent);outline-offset:1px}.unsub-field__hint{margin:6px 0 0;font-size:.8rem;color:var(--muted)}.unsub-form__submit{display:inline-block;min-height:48px;padding:12px 22px;border:0;border-radius:999px;background:var(--accent-deep);color:#fff;font:inherit;font-weight:700;cursor:pointer}.unsub-form__submit:disabled{opacity:.6;cursor:wait}.unsub-form__legal{font-size:.8rem;color:var(--muted);margin:12px 0 0}.unsub-msg{display:none;border-radius:10px;padding:12px 14px;margin:0 0 14px;font-size:.95rem}.unsub-msg--error{background:#FDECEC;color:#8A1F1F}.unsub-msg--error.is-visible{display:block}.unsub-msg--success{background:var(--accent-tint);color:var(--ink)}.unsub-card.is-success .unsub-form,.unsub-card.is-success .unsub-card__sub{display:none}.unsub-card.is-success .unsub-msg--success{display:block}